We have been in the receivables factoring business since 1979, are privately owned, and have a powerful track record of being FINANCIALLY SOLID AS A ROCK. We have survived many of the economy's booms and busts and in doing so, can help you through any difficult circumstances you might suffer. We won't turn the lights off when the times get difficult, like some other receivables factoring companies regretfully have before.

Each factoring company has criteria for size, industry, and risk. It's pretty hard for you to know which receivables factoring business is a second to none fit for you. By reaching out to us, we'll get to the crux of your situation very quickly and help you locate the most suitable match for your business - whether it's with us or another receivables factoring company.

We have a king-size network of receivables factoring industry counterparts, these trusted relationships were earned over 20+ years in the business. So, when you take the time to lay out your needs to us, we have no doubt that you will find exactly what you need..

Practically all receivables factoring firms let you select and choose your customers to factor. But a handful of them generally have a minimum dollar amount prior to working with you. With us you have the freedom to pick and choose which customers you want to factor on an invoice by invoice basis with no minimum.

Our receivables factoring agreement is a lot like carrying a credit card in your pocket. You have it to use when you need it but don’t sign an agreement that will make you use receivables factoring when you don't need it.

Practically all receivables factoring firms fees are deceiving and confusing. You'll need to rent some blood hounds to sniff out those fees. You can be rest assured, We do not behave this way.  We are flat out upfront about our fees. When you apply, you are given a truthful, no obligation rate offer with the fee for your company. It is going to be tough finding another factoring company, if any, that will be flat out upfront with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll get upfront. Accounts Receivable Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. As an example, if your customer owes you $1,000, you be given an advance payment of $700 to $900 to your account. Our typical advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

Some accounts receivable factoring firms are financed by Wall Sreet venture capitalists. We are an independently owned company and don't take commands from investors and boards. Like you, we are like-minded business people who have actually experienced what it takes to run a business. We listen to your story, go over your struggles. Based on that information we will put together a personalized solution for you. Practically all accounts receivable factoring firms especially the Silicon Valley ones mainly depend on an algorithm to establish your company's funding program. Who do you want to depend on as a cash flow partner to fund your business?

Practically all receivables factoring firms have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. With us, you get your own dedicated account administrator to be your point of contact – who knows your business really well, and can assist you in ways the others just can't or don't want to be bothered.

Don't ignore the fact that the receivables factoring business will be interacting with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is exceptional. We have been in business since 1979 and have veteran staff who who have witnessed it all. Choose us not only for your sake but for the sake of your relationship with your customer too. Not only will you benefit from our superb service and real-world know-how, but so will your customers.

Together, we establish a credit risk tolerance guideline to limit your customer write-offs. We also follow each invoice and follow them like your own credit and collections department would. Once they hit the payment date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if required until payment is made.

Our business credit monitoring systems allow us to see recent negative trends so that we can protect you from dicey transactions. You have immediate access to online aging reports and your dedicated account administrator is always in the loop and given advance notice of any collection concerns so to get them fixed right away.

You get immediate direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – whatever works best for you. Watch out for negative payment trends. This is essential to avoid preventable write-offs.

We employ the latest technology to efficiently run the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which leads to much better rates for you. Practically all other companies are not even remotely close.